“You don’t get what you deserve. You get what you negotiate.” - name escapes me


15, 19, 21



Micro-internships. Check out Parker Dewey for ideas.


16, 17, 18



Change is scary. But scary doesn’t equal bad. I don’t know what it’s going to look like but I know you will figure it out. You’re going to be okay no matter what curveballs you’re faced with. Stay calm. Be kind and respectful to everyone and every thing, including (especially) yourself. xoxo


5, 10, 15, 20, 21



Misquoting someone here: “It’s not about getting everything you want, it’s about giving everything you have.” Stuff will never satisfy. Pouring yourself into something heart and soul will.


16, 21



Let’s talk about how we can bless people - with what we have and by how we act.


7



Be discerning about your sources of information. Some red flags: Too good to be true. Get rich quick. Chosen race. Any race or group blamed for societal problems. Fear of change. Threats of real or metaphysical harm (I.e. $@!#%) or bribes with reward.


12, 14, 16. 18, 21



Grandpa used to keep a hundred dollar bill stashed discreetly in his wallet “for emergencies.”


17



Buy life insurance when you're young.


21



Watch the local news together.


12



You remember experiences, connections. Not stuff. Don’t get too caught up in stuff.


12, 15, 17, 21



Get at least 2, preferably 3 estimates on any major expenses for home or car.


21



Check out from the library or Amazon: “My First Money Book: A Guide for Parents and Children to Saving, Spending, Sharing, and Investing Your Money” by Reggie Nelson


8



Make a separate piggie bank together for money to donate. Talk about how we manage what we have thoughtfully: Save some, spend some, donate some.


5-8



The bull-sh*t never ends. Dealing with the bull-sh*t IS your job. If you think you’ll ever reach a “post-bullsh*t stage in your life, you’re wrong.


12, 15, 19, 21



Have them practice making trade offs based on their financial priorities. For example: Pedicure or movie?


9



Sponsor a child in a developing country. Write letters, learn about their country and their life.


8



If you can’t afford to tip the server, you can’t afford to be there.


15



Take the family on periodic “spending fasts.” As an exercise, go a day, a weekend or a week without spending any money. Make due with what you have. Encourage participation. Tie in spending fasts with holidays, lent or in support of a cause.


7



Open a Bank Account


8-12



Don’t waste big money on little things. Be intentional about what you spend.


16, 21



Check out the Jesuit Volunteer Corp. A short but deeply meaningful immersion into service, faith in action, selflessness and living on a lot less than you think you need.


19