Failed? Lift yourself up, or live there. You know the work you need to do, be it physical, mental, emotional or spiritual, etc. So do it. Do the work. The only bitterness in failure comes from not having the guts to get back up again.


12, 16, 18, 20, 21



Enjoy your success but don’t flaunt it.


21



Get at least 2, preferably 3 estimates on any major expenses for home or car.


21



Make a pound of ground beef go further by adding chopped cabbage or mushrooms.


19



Watch the local news together.


12



Practice “going without.” Talk about how nobody gets what they want all the time. We should learn how to just choose to go without something we want. Get them in on the discussion and pick something every day to do without.


5-9



Let’s talk about how we can bless people - with what we have and by how we act.


7



If you can’t afford to tip the server, you can’t afford to be there.


15



A man is not a financial plan.


17



Set up automatic payments so they are initiated on your end, so that you send out money to the bill/ company you’re paying instead of giving them access to take money out of your account.


20



Check out from the library or Amazon: “My First Money Book: A Guide for Parents and Children to Saving, Spending, Sharing, and Investing Your Money” by Reggie Nelson


8



Micro-internships. Check out Parker Dewey for ideas.


16, 17, 18



open your own business


20



Grandpa used to keep a hundred dollar bill stashed discreetly in his wallet “for emergencies.”


17



Have a yearly “review” right before school year. Raise allowance as appropriate. If they want more money, they’ll have to take on more responsibilities.


7-17



1