Some people have more money than sense. Just because u can afford something doesn’t mean you should buy it.
15
Read biographies!
12. 14, 17. 19, 21
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Check out from the library or Amazon: “My First Money Book: A Guide for Parents and Children to Saving, Spending, Sharing, and Investing Your Money” by Reggie Nelson
8
Take the family on periodic “spending fasts.” As an exercise, go a day, a weekend or a week without spending any money. Make due with what you have. Encourage participation. Tie in spending fasts with holidays, lent or in support of a cause.
7
Try not to confuse excess with quality. It’s okay not to have the biggest house on the block. It’s okay not to drive the fanciest car.
21
There’s always a temptation to throw money at your problem. But remember there’s nothing you can buy that will make up for what is really needed. And the stuff that accumulates while you try to fix the problem just ends up being a problem on its own.
14, 19
May you make yourself proud every day. That’s my wish for you. (I will always be proud of you.) xoxo
9, 14, 21
You’ll never regret staying calm. Keeping your cool is a skill that you can build, and it will serve you in every single aspect of life.
11-21
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Have them sort change, and eventually to count it. It teaches them to gather things that are alike, it's an introduction to money and it occupies them for 15 minutes! Just make sure they're old enough to be past the point of putting coins in their mouth.
3-5
Having an expensive hobby opens doors.
14, 16, 18, 21
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Misquoting someone here: “It’s not about getting everything you want, it’s about giving everything you have.” Stuff will never satisfy. Pouring yourself into something heart and soul will.
16, 21
I once asked my mom if my grandmother (her mother in law) was rich. Her reply: “No, but she likes to think she is.” I think she meant my grandmother spent money like she had plenty of it when she really did not. Can relate. I hope you do better!
14, 21
It’s fine, great, to be thrifty. But please don’t be cheap. Hard-earned money should neither be squandered or hoarded. Enjoy your success! But save more than you’re comfortable with. It’s like my running coach used to say: Keep going until you feel like you’re gonna poop your pants, then push yourself to do another mile. Point is, it should hurt a little.
16, 21
Start saving money early. Save as much as you can. There are plenty of things worth spending your money on, but be mindful about your money - Don’t p*ss it away.
15, 20
Keep going. It’s never, NEVER hopeless.
14, 16, 18, 19, 21
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Set up a 529 plan. Virginia has a great plan if you don't want to do too much research https://www.savingforcollege.com/
birth-age 3
Learning to keep your composure and maintain a respectful tone when you’re frustrated/angry/afraid/upset, etc. is a skill. PRACTICE it.
4, 5, 6, 7, 10, 12, 14, 16, 19, 21
“Consistency feels boring until you witness what it creates.” True for parenting and true for growing.
1, 2, 3, 4, 12, 14, 16, 21
Character, Education & Self-Reliance
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Paying extra for organic isn’t always worth it but I ALWAYS buy organic apples. They taste better and don’t have the pesticides, etc.
18
The more books you read, the better. Carve out time without screens and read every day.
8, 10, 12, 14, 16, 21
Team them about all the good stuff in life
5-10
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