Start saving for retirement with your very first paycheck. Put away the MAX, you’ll never miss it. If the company doesn’t offer 401k then we’ll open a Roth IRA.
18
“Things are not perfect, because life is not TV and we are real people with scarred, worried hearts. But it’s amazing a lot of the time.” - Anne Lamott
14
In social situations it's better to talk too little than too much. Don't over-share with people you're not close to.
15
On days when you wake up tired, sick or just not ready to deal with the morning, just get up and take a shower. Turn up the music. Rally!
17-21
There is nothing “basic” about basic human dignity. Never treat a person as though they are put on this earth for your amusement. Everyone deserves to be treated with dignity because we’re all human beings. No matter their age, looks, status, even past wrongdoing, everyone deserves to be treated with dignity.
14
In the words of Bear Grylls... '”Survival can be summed up in three words - never give up. That's the heart of it really. Just keep trying.”
14, 17, 21
Sometimes rejection is God’s protection. If u worked hard and gave it your all and still missed the bus, that bus wasn’t yours. Read The Artist’s Way.
17
Think about building a career. Take low-paying or no-paying jobs that will give you the experience you need to build it. It's not all about the paycheck, especially when you're young and don't have too many bills to pay.
19-21
“I beseech you, in the bowels of Christ, think it possible that you may be mistaken.” - Oliver Cromwell ……. Great example of this is the story of Dr. Anthony Fauci with regard to his HIV/$@!#% research and corresponding dealings with the gay community. They started out adversarial but Fauci wasn’t above hearing their concerns and working together. Life-saving drugs got approved as a result. Dr. Fauci is one of my heroes. Huge brain, big heart and tiny ego.
15
Set up automatic payments so they are initiated on your end, so that you send out money to the bill/ company you’re paying instead of giving them access to take money out of your account.
20
Change is scary. But scary doesn’t equal bad. I don’t know what it’s going to look like but I know you will figure it out. You’re going to be okay no matter what curveballs you’re faced with. Stay calm. Be kind and respectful to everyone and every thing, including (especially) yourself. xoxo
5, 10, 15, 20, 21
Family & Home
Character, Education & Self-Reliance
Sports, Health, Safety & Appearance
Arts, Literature & Self Expression
Science, Technology, Skills & General Knowledge
Fun, Adventure & Travel
Faith & Philosophy
Finances
Emotional Development & Mental Health
Nature, Animals & the Environment
Social Justice, Civics & Humanitarianism
Relationships & Career
When trying to make a u-turn with a tight turning radius, go VERY slow. .You’ll be more likely to make it and if you don’t make it you won’t cause damage.)
16
In marriage there will be times or occasions when one of you will be “pilot” and the other “copilot” (depending on skills, abilities, circumstances, etc.) Both pilot and copilot are good! But never be a “passenger” in a relationship.
21
“Whenever you think that some situation or some person is ruining your life, it’s actually you who are ruining your life. It’s such a simple idea. Feeling like a victim is a perfectly disastrous way to make go through life.” — Charlie Munger
13, 15, 19, 21
Your emotional energy is sacred, and there’s nothing wrong with treating it that way. If connection is what you’re looking for, save your emotional energy for those who will cherish it and share their own. - Yung Pueblo from his book “Lighter”
12, 14, 17, 21
Notre Dame Lullabies by the O’Neil Brothers is my favorite album ever. I used to play it at your bedtime when u were a baby and even sometimes when you were a kid. It reminds me of the happiest time of my life, when you came into it. Play it for me when I’m old and gray, okay?
21
Being well-read is better (and cheaper) than an advanced degree, especially for broader education. Stay curious and read!! Fiction, non-fiction, biographies ...
15, 18, 21
They’re very teachable at this age. When behavior is bad, send to their room for a brief “time-out.” Then go get them by sitting and putting him/her on your lap. Talk (1-3 sentences) about why we don’t behave that way and how I expect you to behave instead. Then hugs and kisses. If the offense is really bad, introduce consequences (which have to be immediate, they wont understand missing out on something hours from now, won’t make the connection.)
3