Start saving for retirement with your very first paycheck. Put away the MAX, you’ll never miss it. If the company doesn’t offer 401k then we’ll open a Roth IRA.


18



“Those who cannot change their mind cannot change anything.” -George Bernard Shaw...... As you live and love and learn, your views will evolve. It takes courage to grow.


16



Sometimes progress is slow - Keep working. Sometimes change is swift - hang on!


16



“The Guy in the Glass” poem by Dale Wimbrow_______ When you get what you want in your struggle for pelf,__ And the world makes you King for a day,___ Then go to the mirror and look at yourself,___ And see what that guy has to say. ____ For it isn’t your Father, or Mother, or Wife,____ Who judgement upon you must pass. The feller whose verdict counts most in your life____ Is the guy staring back from the glass. He’s the feller to please, never mind all the rest, For he’s with you clear up to the end, And you’ve passed your most dangerous, difficult test If the guy in the glass is your friend. You may be like Jack Horner and “chisel” a plum, And think you’re a wonderful guy, But the man in the glass says you’re only a bum If you can’t look him straight in the eye. You can fool the whole world down the pathway of years, And get pats on the back as you pass, But your final reward will be heartaches and tears If you’ve cheated the guy in the glass.


15



Kids who are a little different (maybe they make funny sounds, look different, or aren’t able to talk or walk very well, etc.) Remember that just because they might be different, they are never “less than.” Their feelings matter as much as yours. They like to play as much as you. Their families love them as much as your family loves you. Include them as much as you can. You could end up making a great friend!


6



Stuff is gonna happen! They will make incredibly stupid choices and get into all kinds of trouble. Take a beat. Be radically merciful. THAT is what they’ll remember and that is the lesson they’ll learn.


12-21



My favorite version of myself is when I’m not worried about what others think of me. I


11, 13, 15, 17, 21



Kids (and people of all ages) need attention, affection and appreciation. It’s not all they need, but it’s a start!


11



To quote Harvard professor Adam Grant: “Argue like you’re right and listen like you’re wrong.”


15



Have fun at parties! Mingle, dance, participate in the good energy. But if there’s drinking to excess, someone needs to be lifeguard. Young people don’t know how dangerous alcohol can be. And sadly, someone needs to be bodyguard. Men often try to take advantage of intoxicated women.


14, 15, 16, 17, 18, 19



Start playing Jokers and Marbles. Get it on Amazon or Etsy.


9



Bring Christmas cookies to local fire station and police station. (Annually)


6



1

Sometimes it happens that what you do [for a living] is who you are. I’m reading a great book about that called The Women by Kristin Hannah.


16, 20, 21



No dating while unstable. Being responsible for someone’s heart means being prepared to treat them with respect at all times, regardless of whether they make you angry, jealous, annoyed, rejected, humiliated or heartbroken. If (a) you don’t think those things could happen or (b) think there’s a reasonable chance you’d lose your temper, then you’re not ready. And that’s okay! You’ll get there in your own time. In the meantime stay off the market.


12, 14, 16, 18, 21



Sojourner Truth's "Ain't I a Woman" speech.


10



“When little people get overwhelmed by big feelings it’s our job to share our calm, not join their chaos.” L.R. Knost


1, 2, 3, 4, 10



Stay fit. Try to increase fitness every year in some way: Strength, flexibility, endurance, or a specific sport or practice. Never take your body for granted.


14, 20



Toddlers fall... a lot. Most falls are harmless but sometimes bad accidents happen. Head injuries are scary because they bleed and swell. If bleeding doesn't stop within a few minutes or you can see it's a big gash, head to the urgent care. And remember if the swelling goes out (“goose egg”) that’s a good thing: Better out than in.


2



Turn off main water line when you leave on vacation.


21



Work the problem backwards. Start with the solution (desired outcome) and count down from there each step. Some steps will be small, some big. But you’ll get there!


13, 14, 15, 16, 17, 18



Jam is an incredible resource of fun learning activities and projects in a safe online environment. Ages 6-16.


6



Colin Powell’s 13 rules: 1. It ain't as bad as you think. It will look better in the morning. 2. Get mad, then get over it. 3. Avoid having your ego so close to your position that when your position falls, your ego goes with it. 4. It can be done. 5. Be careful what you choose. You may get it. 6. Don't let adverse facts stand in the way of a good decision. 7. You can't make someone else's choices. You shouldn't let someone else make yours. 8. Check small things. 9. Share credit. 10. Remain calm. Be kind. 11. Have a vision. Be demanding. 12. Don't take counsel of your fears or naysayers. 13. Perpetual optimism is a force multiplier.


11, 14, 18



Philippians 4: 11-13


12



Practice making yourself do something you don’t feel like doing. Practice and it gets easier


10, 12, 15, 18, 21



Get at least 2, preferably 3 estimates on any major expenses for home or car.


21



Golf lessons. Grampa loved golf, if he were here he would have taught you himself.


9



We struggle so much when we don’t know ourselves. Are you a thinker (creative, big picture) or a doer (meticulous, task-oriented.) Both are great by the way.


16, 21



Teach tuck to drive


15



Don’t confuse a broken dream for a broken future. Or a broken heart for a broken life.


13, 15, 17, 19, 21



Discuss the concept that “It’s not always about you.” Some days need to be about supporting someone else in their joy - or sorrow. Your needs take a backseat.


11, 14, 17