Check out from the library or Amazon: “My First Money Book: A Guide for Parents and Children to Saving, Spending, Sharing, and Investing Your Money” by Reggie Nelson
When you’re ready to grow up, (or when you have to even though you might not be ready) … Accept your responsibilities, gifts, and challenges with an unflinching honesty, with humility and dignity. Resolve to do good and to stay true to yourself. Remember the light inside you and look for the light in others. Be kind. Have fun! Know that you’re loved… So much.
Fact: when you drink to excess you are significantly more likely to cause harm to someone or be harmed yourself. Being drunk means surrendering your ability to keep yourself and others safe.
Kitchen Commandment: She who cooks the dinner shall not clean up from dinner.
I don't want to raise any of you to take housework for granted. It's hard. It's unfair and not cool to expect anyone (parent, spouse, roommate, etc. )to wait on you.
Always clean from clean to dirty. Wash glassware first, greasy dishes last. Sink and tub first, then toilet. Then floor. Top-to bottom is another general rule.
Consider the source. Consider whose company they are in. You may not know much about issue xyz but look and see who endorses them. If people you trust place trust in them.
Put him in charge of figuring the tip out when we’re out at a restaurant. Calculate 15% or 20% etc. Also emphasize that the difference between a good tip and a great tip is usually just a few dollars but it makes a difference to the recipient. Be generous with people who are in service professions.
They’re very teachable at this age. When behavior is bad, send to their room for a brief “time-out.”
Then go get them by sitting and putting him/her on your lap. Talk (1-3 sentences) about why we don’t behave that way and how I expect you to behave instead. Then hugs and kisses.
If the offense is really bad, introduce consequences (which have to be immediate, they wont understand missing out on something hours from now, won’t make the connection.)