Check out from the library or Amazon: “My First Money Book: A Guide for Parents and Children to Saving, Spending, Sharing, and Investing Your Money” by Reggie Nelson
8
“Pay yourself first” means save before you spend. You never know when you’ll need to tap into savings, so build it up early and heartily.
18
“The Guy in the Glass” poem by Dale Wimbrow_______ When you get what you want in your struggle for pelf,__ And the world makes you King for a day,___ Then go to the mirror and look at yourself,___ And see what that guy has to say. ____ For it isn’t your Father, or Mother, or Wife,____ Who judgement upon you must pass. The feller whose verdict counts most in your life____ Is the guy staring back from the glass. He’s the feller to please, never mind all the rest, For he’s with you clear up to the end, And you’ve passed your most dangerous, difficult test If the guy in the glass is your friend. You may be like Jack Horner and “chisel” a plum, And think you’re a wonderful guy, But the man in the glass says you’re only a bum If you can’t look him straight in the eye. You can fool the whole world down the pathway of years, And get pats on the back as you pass, But your final reward will be heartaches and tears If you’ve cheated the guy in the glass.
15
Some people have more money than sense. Just because u can afford something doesn’t mean you should buy it.
15
It’s okay to take a beat, a pause before you answer: “Hold on, let me think about how this is going to work...” I’ve seen a lot of mistakes or loss of confidence in an employee because they just blurted out a guess or starting off in the wrong direction only to have to go back- just because the plan hadn’t been thought through. It only takes a minute.
15, 18, 20
Big secret to happiness: Let other people talk sh*t about you. They have a right to an opinion and you have the right to ignore it. The only standards you have to live up to are your own.
12, 14, 17, 21
Date all kinds but marry someone who loves you for who you are, with whom you feel most yourself. Someone who will encourage you to grow more into the person you want to be. (And be good at encouraging them to do same.) Never fear or stifle each other’s growth. Celebrate it. Support it. Encourage it.
21
If you’re waiting on someone to change for the relationship to work, it’s not gonna work. Love ‘em or leave ‘em. But forget trying to change them. (Same works in reverse. If someone wants you to change something about yourself before they commit, don’t walk away…RUN!)
14, 18, 21
Read blog post from Parent's Corner: The Letter Your Teenager Can't Write You By Gretchen Schmelzer June 23, 2015
13-17
Tragedy may occur in your life, but it does not need to define your life. YOU get to do that...through the choices you make. _______I know you’ll make good ones. xo
19
Bottom line bible quote: Psalm 37:3 “Trust in the LORD and do good.” That pretty much covers everything.
13, 21
When someone introduces themselves as transgender, it’s no big deal. Simply say “nice to meet you” or “cool.” Then politely ask “What are your pronouns?” And then you know how they prefer to be addressed.
13
You’ll start dating soon. Have fun! Good luck. Prepare yourself for broken hearts. They come with the territory. (Worth it.) Talk about healthy ways to manage breakups and fear of breaking up.
13
Book “Rainbow Relatives” is a great resource to be able to kindly, accurately and sensitively answer their questions about LGBTQ families.
6
Great article on making math fun: https://www.washingtonpost.com/lifestyle/how-to-get-reluctant-children-to-embrace-math/2014/03/04/4be99e46-959d-11e3-8461-8a24c7bf0653_story.html
6
Get to know your body, push yourself in terms of strength and endurance. You're stronger than you think. You're growing stronger every day. Your body is amazing and healthy. Take care of it! Enjoy it! Use your amazing strength and energy to do good in the world.
12-16
Try house music for focus. Spotify “uplifting trance” playlists. Better than Adderall by a mile.
12, 13, 16
Conflict resolution tip: Are we talking about how we got here, or how we get out of here? Because those are two entirely different conversations.
14, 16, 20
IMPORTANT: If you borrow money from someone pay it back as soon as possible. In full. If you borrow an item, return it in excellent condition. I’d say if you borrow a car, return it with a full tank of gas but hopefully by the time you’re driving there won’t be any combustible engines. So return it fully charged!
12, 14, 16, 21
“Where you stand depends on where you sit.” It means your personal situation informs your stance on issues. Try to imagine how you’d vote if you were sitting at a less privileged place.
15, 21
"Surround yourself with people who trust and get YOU." - Josh Groban, High Point University 2018 commencement address. Note, I love that quote because it speaks to having a tribe, a close group of friends. But it's also important to surround yourself with people who challenge you, who may not agree with you or have the same perspective as you do.
14-19
Remember to $@!#% the switch when you’re stuck: If you’re all up in your head, sad or anxious, do something physical. If you’re down with a physical problem, dive into your mind for diversion and healing.
11,14, 17, 21
Toddler years: Tater tots make everything better. The smaller ones cook faster and you don't have to turn them.
2
Stage one relationship: first few dates. Stage two, you really like them. Stage three, you love them and are exclusive. Stage four: you commit to building a future together. You’re going to have many stage one and two relationships. Probably a few stage three, and if you’re lucky you’ll have one or two stage fours.
14, 17, 21