Set up automatic payments so they are initiated on your end, so that you send out money to the bill/ company you’re paying instead of giving them access to take money out of your account.
One of the most important things I can teach you is to help you learn how to deal with big feelings without resorting to destructive behavior or violence. Everyone on the planet will experience loss, disappointment, grief, heartbreak, betrayal, etc. Tools to deal with these feelings: counseling, journaling, art, music, exercise, meditation, breathing exercises, yoga, being in nature, talking with friends, joining a support group, movement like dancing or skating, singing, acting, anthropomorphic dialogue with your emotions, naming your emotions and describe how they physically feel in your body. Asking the emotion what it needs you to know.
My worst fear is that I will be unable to reach you when you’re in pain. All I want as a parent, what my whole job boils down to, is to be there when you need me. How can I help you?
It’s fine, great, to be thrifty. But please don’t be cheap. Hard-earned money should neither be squandered or hoarded. Enjoy your success! But save more than you’re comfortable with. It’s like my running coach used to say: Keep going until you feel like you’re gonna poop your pants, then push yourself to do another mile. Point is, it should hurt a little.
When something is upsetting you...Name it...Take a deep breath...Imagine holding it gently in your hands. (This is a reminder to use this visualization myself and to teach it to you. I want to give you as many tools as I can to help you learn to cope with negative emotions in a healthy way.)
Start saving for retirement with your very first paycheck. Put away the MAX, you’ll never miss it. If the company doesn’t offer 401k then we’ll open a Roth IRA.
Keep your pants on until you (and your partner) are at least 18. Keep your pants on if you or your partner are drunk. Keep your pants on if you or your partner are not 100% enthusiastic about going farther.
In marriage there will be times or occasions when one of you will be “pilot” and the other “copilot” (depending on skills, abilities, circumstances, etc.)
Both pilot and copilot are good! But never be a “passenger” in a relationship.
“Pirate Rules” is a temporary suspension of the usual rules. It means pretty much anything goes for this moment so we can all stay sane. ——-Loosen the rules on snacks, bedtime, screen time, etc. in special circumstances.
The thing about hiding is you’re always worried you’ll be see, caught, or found out. It takes a toll. I hope you never hide from who you are, or feel like you have to fake it to be liked. I will always accept you as you are, and I hope to raise you so you accept yourself (and others) as well.
Staying calm while under pressure or when you could scream in frustration - that is most of the battle. Sometimes the fact that you stayed calm qualifies as a win.
I once asked my mom if my grandmother (her mother in law) was rich. Her reply: “No, but she likes to think she is.” I think she meant my grandmother spent money like she had plenty of it when she really did not. Can relate. I hope you do better!
We don’t snoop. Never read a correspondence (email, letter, text, note, etc.) that is not intended for your eyes, or listen in to a conversation that is not intended for your ears. The right to privacy is sacred. Always respect people’s privacy and set the expectation that others do the same for you.
Learn about current trends in social media. Figure out where you draw boundaries, what platforms are allowed and not. Teach them how to stay safe, be positive and kind and always respectful.
Teach them about Oliver Cromwell’s rule: “I beseech you, in the bowels of Christ, think it possible that you may be mistaken.”
Leave room for your mind to be changed by new evidence or perspective.
You don’t have to have everything you want. Practice saying “no thank you” to dessert or passing on the purchase you’re considering. Benefits are plentiful: Build self-discipline (which is like a muscle) and you learn you’re really ok and often happier when you don’t indulge a “want.”