Set up automatic payments so they are initiated on your end, so that you send out money to the bill/ company you’re paying instead of giving them access to take money out of your account.
20
It’s fine, great, to be thrifty. But please don’t be cheap. Hard-earned money should neither be squandered or hoarded. Enjoy your success! But save more than you’re comfortable with. It’s like my running coach used to say: Keep going until you feel like you’re gonna poop your pants, then push yourself to do another mile. Point is, it should hurt a little.
16, 21
Begin to teach self-policing. There are plenty of good things that I want them to be able to partake in (alcohol, a trip to Vegas, etc.) but alcohol and gambling are just a few of the things that can sneak up and take hold and RUIN your life if you don’t know how to self-limit. Respect the potential danger and be vigilant. keep re-ticketing and repeat yearly (age-appropriate)
11
Practice sitting and standing "like a statue" to teach them how to be still. Start with a goal of 5 or 10 seconds, gradually move to 2 minutes. Same thing for "silent game" to teach them how to stay quiet when they need to. Bribery helps teaching this concept!
3-4
You can’t selectively numb feelings. The inclination to drink, use, shop, gamble, etc. is real but it’s a lie that it will make you feel better. Numbing makes this much, much worse. So feel! The good, the bad, the scary. Talk about your feelings, write about them or create something from your feelings. This is how to process in a healthy way.
16, 20
Sometimes you don’t know what to do, can’t figure out what’s the right direction for you. That’s okay. Try thinking about what you *don’t* want to do. (See John Cusack career plans speech in 1989 movie “Say Anything.”
11, 16, 19, 21
“I can be changed by what happens to me. But I refuse to be reduced by it.” - Maya Angelou
12, 15, 21
Take the family on periodic “spending fasts.” As an exercise, go a day, a weekend or a week without spending any money. Make due with what you have. Encourage participation. Tie in spending fasts with holidays, lent or in support of a cause.
7
“The next generation never learns anything from the previous one until it’s brought home like a hammer.” - Harry Truman
13, 16, 21
It’s possible (even common) to feel conflicting emotions simultaneously. You can be glad you’re not with a girl and still be jealous if she finds a new love. You can be glad you’ve moved on and still miss what once was. You can be sad that something happened and grateful for something that came of it. Humans are complex. Two or more conflicting thoughts can exist in our heads at once. It’s not a betrayal or a character flaw.
17
Technology doesn’t remove the expectation of good behavior. Be mindful of your manners (and all of our collective humanity) when posting on social media. And no anonymous trolling. If you’re not prepared to sign your name to what you’re putting out there, that’s a good indication you shouldn’t be doing it.
13, 20
Look into going to college abroad. Research international universities. Spain, Netherlands, etc.
15, 16
You don’t have to be friends with people you don’t like. But you can’t decide you don’t like someone unless you get to know them. (Rather than a look or a reputation or a difference, etc.)
10
Remember when you’re faced with bullies, jerks and people who say bad things , follow advice from the Obama's: "When they go low we go high."
1Infant-14
I don’t remember much about my grandmother (Marie) but I recall her hands. Her ring fingers had a funny curve to them, bowed in a little at the top. My ring fingers do the same thing. I think of her every time I notice it.
19
Set up a 529 plan. Virginia has a great plan if you don't want to do too much research https://www.savingforcollege.com/
birth-age 3
When you feel hopeless that’s when you know it’s time to seek help. It’s a red flag in someone’s demeanor. Notify parents if you notice this feeling of deep despair in yourself or someone you know. Help really does help.
13, 15, 17, 19, 21
When you’re older, remember that stuff like video games, alcohol, junk food, gambling, porn, and a whole host of other vices can turn on you, and become an addiction that wrecks your health, relationships or even your life. You don’t have to give up all this stuff, but keep them to a minimum. How often and how much is a big difference. It’s the difference between meeting a friend for a beer or two and walking into work hungover most days. Remember: You decide- How often and how much.
13, 16, 19
Define success for yourself. Be wary of becoming a corporate coal miner. Why bust your $@!#% for years and in school so you can bust your $@!#% for years in a soul-sucking job? Regardless of compensation that is not success in my book. How do you define success? For me it's "Do good. Have fun. Belong to a tribe. Meaningful work with people you love.Make enough money to pay the bills and not have to worry about the basics."
17
Remember what a teenaged sh*t you were before throwing in the towel on the next generation. We’re all self-centered, entitled and oblivious when we’re young. The goal is that they don’t *stay* that way. Be the parent they need, and they’ll listen. It may take a year or twenty, but they’ll see the light if you just pour love into them.
12-21