“Parents detect fake friends. Kids detect fake relatives and friends detect fake love.” - I forget who’s grandma said it.
14
Someone I admire is __________. Talk about someone you admire and why. Ask them to do the same. Do this often as you can. Reticket through age 18.
4
Check out from the library or Amazon: “My First Money Book: A Guide for Parents and Children to Saving, Spending, Sharing, and Investing Your Money” by Reggie Nelson
8
“It takes about 20 years to build a reputation and 5 minutes to ruin it. If you think about that, you’ll do things differently.” - Warren Buffett
12, 14, 16, 19, 21
Set up a 529 plan. Virginia has a great plan if you don't want to do too much research https://www.savingforcollege.com/
birth-age 3
Clip nails after bath. It’s easier to do when they’re softer. (Teach them the same thing when they’re old enough to do it for themselves.)
1, 10
You don’t have to go to college, but whether you do or not, I implore you to read. If you’re like me a slow reader, pace yourself but keep at it. Read bestsellers and classics. Fiction, biography, history, art, every damn thing. A big regret of my life is that I never tried to love reading as a kid. Do yourself a favor and carve out time to read every day. Even if’s it’s just a few pages. Your mind will sharpen and your heart will be full and your soul will be fed.
10, 12, 14, 15, 16, 21
“Where you stand depends on where you sit.” It means your personal situation informs your stance on issues. Try to imagine how you’d vote if you were sitting at a less privileged place.
15, 21
Practice “doing without” (or “going without.”). Even young kids can learn the concept. Nobody get everything they want. Sometimes it’s harder than others, but it’s not the end of the world when we have to do without something we want.
4-11
“Natural” deodorant doesn’t work. Go with trusted brands here. There are times when it’s fine not to look your best, but stinky is never okay.
13, 18
Your job is to help your kids find themselves, not to implant an agenda of your own.
1, 5, 10, 15, 20
Write “thank you” notes, send pics of them wearing the outfit Grandma gave, etc. You get so many gifts...Be a grateful recipient.
7
On a job interview, mention a high-level educational goal such as MBA or law school. Their estimation of you will go up without them even realizing it. Your offer will be higher. Also follow, up with a brief but we’ll-written (professional) thank you note/email whatever.
17, 19, 21
“I need help. But I don’t know what I need help with. Could you ask me a few questions and help me figure it out?” Keep this one in your back pocket.
5, 7, 11, 13, 16, 19, 21
Your spouse will be absolutely unbearable roughly 10% of the time. So will you be, by the way. Give grace. Receive it too. Also, physical distance helps, even for a few hours.
21