Take the family on periodic “spending fasts.” As an exercise, go a day, a weekend or a week without spending any money. Make due with what you have. Encourage participation. Tie in spending fasts with holidays, lent or in support of a cause.
7
Gambling is designed to be seductive- Everything about casinos and online gambling sites is about getting you to hand over your cash. It’s a scam. Don’t fall for it!
15, 18
Beware of people that try and rial you up. Who benefits from what they’re saying? Are they trying to sell you something? Are they trying to scare you or appealing to other base emotions or prejudice? Are they qualified on the subject, or do they just have an opinion? Plenty of good, smart people get radicalized
13, 17, 21
“Pay yourself first” means save before you spend. You never know when you’ll need to tap into savings, so build it up early and heartily.
18
When you’re struggling with something, you don’t know how you feel or why something is happening... Give it to the Lord. Entrust him with it. He will mold it and soften it so you’re able to process it.
19
Everyone has times when they don’t get their way. They lose, or fall short in competition. Everyone fails. Very few are able to fail gracefully, keeping conscious of their their dignity, not losing their sense of humor, etc. Cultivate a resilient mindset. Sometimes if you can’t beat them it really is a good thing to join them. Sometimes it’s better to go down swinging. As far as enduring a bad situation, the saying goes “If you can’t get out of it, then get into it.” Meaning, make the absolute best of it. Excel, delight in your circumstances as much as possible. You won’t stay down for long.
10, 11, 13, 15, 18, 21
Adult whining is worse than kid whining! We all have unpleasant comments to say in every day life, but do your best to keep snarky comments to yourself. Be mindful of what you're putting out there.
12-16
From our beautiful Grandma Marie: Go easy on the makeup, get serious about skincare. Don’t skimp, use good-quality products on your face and neck. And remember SUNSCREEN on face, neck and hands every day!
16
Here’s something I wish wasn’t true but is: Looks matter. This is true for anyone but 100x more so for a woman. Take care of yourself. Stay in good shape, eat well, wear sunscreen, dress well and be well-groomed. It shouldn’t matter but it does. (But try not to judge other people by their appearance- Often times the very best people (friends, spouses, job applicants, etc.) don’t look like movie stars. Far from it!) Yes, looks matter but I hope you value true beauty more.
12, 19
Life isn’t a straight line, it’s so much more complex than that! Good things, bad things, boring or interesting things are all always happening. And always changing. So are you. And that’s good.
17, 21
When it comes to clothes and makeup, women have one dress code: whatever the f*ck they want. Hijab or bikini, it’s not women’s job to appeal to men. It’s not women’s job to keep men’s appetites subdued.
14, 17, 21
Change “I need to” to “this matters because”. Instead of “I need to walk the dog” say “it matters that I walk the dog because he needs exercise and to check p-mail.” (Helps!)
8, 11, 16, 21
Read biographies!
12. 14, 17. 19, 21
Family & Home
Character, Education & Self-Reliance
Sports, Health, Safety & Appearance
Arts, Literature & Self Expression
Science, Technology, Skills & General Knowledge
Fun, Adventure & Travel
Faith & Philosophy
Finances
Emotional Development & Mental Health
Nature, Animals & the Environment
Social Justice, Civics & Humanitarianism
Relationships & Career
A simple blessing to silently pray over someone: “May he (she) be healthy, May he be safe. O Lord bless him with peace and joy.” Pray for people you know, for strangers on the elevator, for teachers, world leaders, friends or foes, etc. It’s one way to make the world a better place, and it turns your heart closer to God.
15
Set up a 529 plan. Virginia has a great plan if you don't want to do too much research https://www.savingforcollege.com/
birth-age 3
Date all kinds but marry someone who loves you for who you are, with whom you feel most yourself. Someone who will encourage you to grow more into the person you want to be. (And be good at encouraging them to do same.) Never fear or stifle each other’s growth. Celebrate it. Support it. Encourage it.
21
You an learn just about anything on Google or YouTube! Spend some time exploring together and caution about how to search safely.
9
Always keep a clean rag within arm’s reach in the car. You never know when you might need to clean-up a spill or smash a spider while driving 50mph.
16
It’s okay to take a beat, a pause before you answer: “Hold on, let me think about how this is going to work...” I’ve seen a lot of mistakes or loss of confidence in an employee because they just blurted out a guess or starting off in the wrong direction only to have to go back- just because the plan hadn’t been thought through. It only takes a minute.
15, 18, 20