Start saving for retirement with your very first paycheck. Put away the MAX, you’ll never miss it. If the company doesn’t offer 401k then we’ll open a Roth IRA.
Check your ego and question your motives. Are you in it for the right reasons or because of how it would look if you weren’t? Do you feel like you need to be a hero or the smartest one in the room? If the answer is yes I would strongly recommend that you get right with yourself.
One of my favorite scenes in a movie is James Bond with Pierce Brosnan. Bullets are whizzing by him and he just so of gives a mildly annoyed look while focusing on what he’s doing. It’s quintessential cool.
Work towards your goal. If you screw-up, fix it. The worst thing you could do is give up just because you made a mistake. Nobody’s perfect. Keep going!
Following your conscience is more important than getting ahead and will make a greater difference in how happy you are. Getting ahead or not isn’t entirely up to you, but listening to your conscience is.” - Senator Mitt Romney (paraphrase)
Institute a “Wall of Fame” for accomplishments and victories, big and small. AND a “Wall of Shame” for minor infractions such as not changing the toilet paper roll, etc. We have to be willing to put ourselves on the wall of shame too - and that’s the lesson: We all make mistakes but we own up to them, fix them if possible and learn from them always. Also good fun. Start our with actual paper version but transition to a shared iCloud album to post wall of shame pics once they are old enough for phones. Maybe even continue through adulthood if they “shame” themselves!
You’ll start dating soon. Have fun! Good luck. Prepare yourself for broken hearts. They come with the territory. (Worth it.) Talk about healthy ways to manage breakups and fear of breaking up.
You don’t have to go to college, but whether you do or not, I implore you to read. If you’re like me a slow reader, pace yourself but keep at it. Read bestsellers and classics. Fiction, biography, history, art, every damn thing. A big regret of my life is that I never tried to love reading as a kid. Do yourself a favor and carve out time to read every day. Even if’s it’s just a few pages. Your mind will sharpen and your heart will be full and your soul will be fed.
Check out from the library or Amazon: “My First Money Book: A Guide for Parents and Children to Saving, Spending, Sharing, and Investing Your Money” by Reggie Nelson
It’s not fair to resent someone for being who they are. We can all improve ourselves, learn and grow etc. but we should never ask anyone to change who they are in exchange for our love. And that goes both ways - never change who you are to fit someone else’s idea of who you should be. Be open to ways to can improve yourself of course, but surround yourself with people who love you for you and encourage you to be your genuine self and who want the best for you.
There's an old saying that goes something like "Don't focus on how big your problems are, focus instead on how big your God is." On a certain level, that's way too simple, even trite. But without discounting the real pain you might be experiencing in a moment of crisis, I encourage you to embrace that sentiment. You can't forget about the problem, but you can change your focus, and decide to cling to the goodness of the Lord.
Start the tradition of First Sunday dinners. On the first Sunday of the month, have a "mini-holiday" dinner. Invite family, friends. Use the nice dishes, make a big meal. Celebrate family.